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Sunday, 18 October 2020

SBI has announced a waiver of any processing fees for home loan

If you are thinking of buying your own home this festival season then this time would be perfect for it. Many big banks in the country are offering special offers on home loans in view of the festive season.  Bank of Baroda and Punjab National Bank are offering many discounts on home loans.
Bank of Baroda Festival offer
Bank of Baroda is offering a 0.25% discount on the current interest rate on home loans under the Festival offer. . This offer also can be availed by transferring the loan to the bank. Bank of Baroda is offering home loan interest rates of 7.00 to 8.60% per annum. On top of this you will get the benefit of the festival offer.
PNB's new offer
Punjab National Bank (PNB) has come up with a festive bonanza offer to its customers. Under this offer the bank will not charge all types of upfront, processing charges and documents on the home loan. Customers can avail this offer till New Year's Eve , 2020 through PNB's 10,897 branches or digital channels. The bank is currently offering home loans ranging from 7.10% to 7.90% per annum.
SBI's offer
State Bank of India (SBI) has announced a waiver of processing fees on home loans. You do not have to pay any processing fees if you buy a home. But for this the customers have to apply through the bank application YONO.  it'll also depend upon the loan amount. SBI is offering home loans starting from 6.95% to 7.95% once a year .
HDFC Bank offers 'Festive Treats'
HDFC Bank has launched 'Festive Treats 2.0' for its customers. Under this, customers will get a rebate on processing fees and EMI on the loan along with cashback, gift vouchers and many other benefits. Home loans are available at an interest rate of 6.95% to 7.65% per annum.
ICICI Bank's 'Festive Bonanza' offer
ICICI Bank has launched 'Festive Bonanza', which is getting a lot of offers. Under this, interest rates start from 6.90% and processing fees start from Rs 3,000.
That's why buying a home now would be beneficial

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Property prices fell during the Corona period
Corona epidemics have led to a sharp decline in housing property sales. During the July-September quarter, sales in India's top seven cities fell 46% to 29,520 units. Demand for housing property has declined due to the Koro epidemic, according to a report by property consultant Anaroc. Home sales in these seven cities stood at 55,080 units in the same period last year. For this reason, good property can be found at a lower price at this time.


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